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Certificates
Account Features
Safely grow money you don't need now by locking in a fixed rate for the term you choose.
- Earn dividend rates and no maximum balance limit
- A fixed rate for the term of your certificate
- Minimum opening deposit of $500
- Flexible term options from 3 to 60 months
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You don't have to be military to bank with us. There are hundreds of ways you can become a member!
Check Eligibility
| Term | Dividend Rate | APY* 1 | Alert Me |
|---|---|---|---|
| 3-5 months | 2.960% | 3.00% | Receive a notification when this rate changes |
| 6-11 months | 3.348% | 3.40% | Receive a notification when this rate changes |
| 12-17 months | 3.445% | 3.50% | Receive a notification when this rate changes |
| 18-23 months | 3.251% | 3.30% | Receive a notification when this rate changes |
| 24-29 months | 3.300% | 3.35% | Receive a notification when this rate changes |
| 30-35 months | 3.348% | 3.40% | Receive a notification when this rate changes |
| 36-41 months | 3.348% | 3.40% | Receive a notification when this rate changes |
| 42-47 months | 3.300% | 3.35% | Receive a notification when this rate changes |
| 48-53 months | 3.300% | 3.35% | Receive a notification when this rate changes |
| 54-60 months | 3.203% | 3.25% | Receive a notification when this rate changes |
Certificate Calculator
Calculate the potential earnings from your certificate account.
Don't Skip Your Rewards
What are you waiting for? You could be earning rewards just for doing the things you already do each day.
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Locations & ATMs
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Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
Explore More Accounts
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*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply.