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Protect Yourself From Fraudulent Calls

SCAM ALERT - AACU will NEVER contact you and ask you for your account number, card number, online banking ID, password, PIN, verification code, or SSN, and we will NEVER send you a link by text or email asking you for your account number, password, secure access code, or PIN. DO NOT share any personal or financial information during an unexpected call. If a call feels suspicious, hang up and call us at 800.223.1983. Your security is our top priority. 

Money Fund

 

Account Features

Earn higher rates and have the flexibility to make deposits or withdrawals on your schedule, not ours!

  • Competitive rates
  • Tiered dividends
  • Funds available for overdraft protection
  • Minimum balance of $1,000 required to earn dividends
  • 24/7 account access with online & mobile banking.

Can I join?

You don't have to be military to bank with us. There are hundreds of ways you can become a member!

Check Eligibility

 

 

Table data for Money Fund
 Effective as of 05/05/2026
Balance Dividend Rate APY* 1 Alert Me
$1,000.00 - $2,499.99 0.399% 0.40% Receive a notification when this rate changes
$2,500.00 - $9,999.99 0.399% 0.40% Receive a notification when this rate changes
$10,000.00 - $24,999.99 0.449% 0.45% Receive a notification when this rate changes
$25,000.00 - $49,999.99 0.499% 0.50% Receive a notification when this rate changes
$50,000.00 - $99,999.99 0.598% 0.60% Receive a notification when this rate changes
$100,000.00 - $249,999.99 0.648% 0.65% Receive a notification when this rate changes
$250,000.00 - $499,999.99 0.698% 0.70% Receive a notification when this rate changes
$500,000.00 and greater 1.094% 1.10% Receive a notification when this rate changes

 

 

Don't Skip Your Rewards

What are you waiting for? You could be earning rewards just for doing the things you already do each day.  
Explore Checking Accounts

 

 
Locations & ATMs

Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.

Meet With A Financial Coach

You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!

Deposit Rates

Check out current rates for checking, savings, certificates, and IRAs.

Explore More Accounts

Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!

 

*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply.

Disclosures

1 A minimum balance of $1,000.00 is required to earn dividends.